Practical guideHousingStarting over1 minute read
When rent is more than you can pay
Options before it becomes a crisis.
If rent has crept up or your income has dropped, act before you fall behind.
Check what support exists
- Housing benefits or rent assistance
- Emergency hardship funds
- Help from charities
Talk to your landlord early
Explain the situation and suggest a plan. Many landlords would rather agree a plan than go to court.
Look at the whole budget
Free debt advice services can help you prioritise rent and essential bills.
Consider options
- A cheaper home
- A lodger, if your agreement allows
- Moving in with family for a while
If arrears build
Get advice quickly. Do not ignore letters or court papers.









